Cafe working swiping card on mobile reader.

Current Debit Card Blocks

Type of Transaction Merchant/Merchant Type
Location Dollar Amount
Signature only Service Stations Georgia All
*Fallback Home Supply Stores, Grocery Stores, Supermarkets, Shoe Stores Louisville, KY $1.00 - $60.00
Signature only *MAYB COFFIEI
(Reference Code for Fast Food Restaurant)
All States Greater than $74.99
Signature only Grocery Stores All KY cities,
excluding Monticello
Greater than or
equal to $150.00
Fallback Women's Ready-to-Wear Shops, Children's and Infant's Wear Stores, Family Clothing Stores New York Greater than $50.00
Fallback ATMs Lexington, KY All
Signature only Grocery Stores Texas and California Less than or equal to $50.00
Signature only Department Stores, Drugs, Drug Proprietaries, Drug Stores and Pharmacies, Grocery/Supermarket, Hardware Stores, Home Supply Warehouse Stores, Discount Stores, Wholesale Clubs, Variety Stores, Wires/Money Orders, Family Clothing Stores, Household Appliance Stores, Package Stores Beer/Wine/Liquor, Hobby/Toy/Game Shops, Manual Cash Disburse, Non-Financial Institution Money Orders, Electronic Stores All States,
excluding Kentucky
All Amounts
Signature only Grocery Stores The following cities in Kentucky: Somerset, Columbia, Glasgow
and Bowling Green
Greater than $74.99
Signature only All China All Amounts
Signature and PIN Manual Cash Disburse All States,
excluding Kentucky
Greater than $250
Fallback Discount Stores, Grocery Stores, Supermarkets The following cities in Kentucky: Bowling Green, Campbellsville, Columbia, Danville, Glasgow, Harrodsburg, Lebanon, Stanford, Somerset Less than $100.01
Fallback Grocery Stores, Supermarkets All States All

Please note...
  • Any transaction with a Visa Risk Score greater than or equal to 85 will be declined.
  • Health Savings Account (HSA) debit cards are only accepted at certain merchants.
  • *The term "fallback" refers to an instance when a normal chip transaction cannot be completed at a chip-capable terminal. This happens when a chip card is swiped (magnetic stripe is read) instead of inserted, when the chip card or chip-reading terminal is malfunctioning and the transaction has to be completed by swiping the card, or when the card data is manually entered.
If you have any questions, please call your local office.