| Type of Transaction | Merchant/Merchant Type |
Location | Dollar Amount |
|---|---|---|---|
| Signature only | Service Stations | Georgia | All |
| *Fallback | Home Supply Stores, Grocery Stores, Supermarkets, Shoe Stores | Louisville, KY | $1.00 - $60.00 |
| Signature only | *MAYB COFFIEI (Reference Code for Fast Food Restaurant) |
All States | Greater than $74.99 |
| Signature only | Grocery Stores | All KY cities, excluding Monticello |
Greater than or equal to $150.00 |
| Fallback | Women's Ready-to-Wear Shops, Children's and Infant's Wear Stores, Family Clothing Stores | New York | Greater than $50.00 |
| Fallback | ATMs | Lexington, KY | All |
| Signature only | Grocery Stores | Texas and California | Less than or equal to $50.00 |
| Signature only | Department Stores, Drugs, Drug Proprietaries, Drug Stores and Pharmacies, Grocery/Supermarket, Hardware Stores, Home Supply Warehouse Stores, Discount Stores, Wholesale Clubs, Variety Stores, Wires/Money Orders, Family Clothing Stores, Household Appliance Stores, Package Stores Beer/Wine/Liquor, Hobby/Toy/Game Shops, Manual Cash Disburse, Non-Financial Institution Money Orders, Electronic Stores | All States, excluding Kentucky |
All Amounts |
| Signature only | Grocery Stores | The following cities in Kentucky: Somerset, Columbia, Glasgow and Bowling Green |
Greater than $74.99 |
| Signature only | All | China | All Amounts |
| Signature and PIN | Manual Cash Disburse | All States, excluding Kentucky |
Greater than $250 |
| Fallback | Discount Stores, Grocery Stores, Supermarkets | The following cities in Kentucky: Bowling Green, Campbellsville, Columbia, Danville, Glasgow, Harrodsburg, Lebanon, Stanford, Somerset | Less than $100.01 |
| Fallback | Grocery Stores, Supermarkets | All States | All |
Please note...
- Any transaction with a Visa Risk Score greater than or equal to 85 will be declined.
- Health Savings Account (HSA) debit cards are only accepted at certain merchants.
- *The term "fallback" refers to an instance when a normal chip transaction cannot be completed at a chip-capable terminal. This happens when a chip card is swiped (magnetic stripe is read) instead of inserted, when the chip card or chip-reading terminal is malfunctioning and the transaction has to be completed by swiping the card, or when the card data is manually entered.
If you have any questions, please call your local office.