mbc MasterCard®
Why settle for less when it comes to your credit card? Whether you want reward points, convenience or great service, our Monticello Banking Company MasterCard has it all! Our cards are serviced locally by people you know and trust and you can even redeem your points for rewards!
The great features don’t stop there! You may even qualify for a 0%-1.99% introductory APR for purchases, balance transfers and cash advances. Plus, NO annual fee! You can even apply and make payments at any of our Monticello Banking Company locations.
mbc Rewards
Use your mbc MasterCard for your everyday purchases to earn points! From groceries to fuel to utility bills, your purchases will really pay off. Redeem your points toward rewards and perks that fit your lifestyle including travel, cruises, hotels, flights, car rentals, activities, gift cards, merchandise, and even statement credits!
Upon approval, your account is automatically enrolled in mbc Rewards and viewing and redeeming your points is as easy as logging in to your online banking account or mobile banking app! You can also call the MBC Credit Card Department Mon-Fri 8:00a-5:00p ET at 606-767-5740 or the MBC Rewards Customer Service line at 833-493-1574 to review reward account information or redeem points.
Please note all redemptions for activities and cruises may only be performed by calling the MBC Rewards Customer Service line at 833-493-1574 to ensure the best accountholder experience.
Please note all redemptions for activities and cruises may only be performed by calling the MBC Rewards Customer Service line at 833-493-1574 to ensure the best accountholder experience.
mbc MasterCard Chip Cards
As a commitment to your security, MBC is bringing your MasterCard to the next level of protection by implementing EMV chips. EMV chips are encrypted microchips embedded in the credit card. They provide an enhanced layer of security to your transactions proven to reduce counterfeit fraud. This Chip technology is now the industry standard in the U.S.
Using your new MasterCard chip card at businesses and ATMs is easy! Just follow these steps:
- Following the instructions on the ATM or point of sale terminal, insert your chip card into the terminal. Be sure to leave your card in the terminal until the transaction is complete. If you remove your card too soon, the transaction will end and your purchase will not be processed.
- Input your PIN or sign your sales receipt to complete your purchase, if necessary.
- For sales transactions, your purchase amount will display on the terminal.
- Remove your card once the transaction is complete.
The chip cards will still have the usual magnetic stripe on the back so you can continue using your card at non-chip point of sale terminals and ATMs.
MyCardRules™
Did you know you can control your Monticello Bank card(s) directly from your smartphone? Our online banking platform, myMBC, and goMBC, our mobile banking app, let you choose how, when, and where your card is used.
When it comes to card security, MyCardRules has you covered! This powerful tool puts you in charge of your mbc Visa® Debit Card and how it can be used. It's as easy as a tap on your phone!
With MyCardRules Card Management, you can:
When it comes to card security, MyCardRules has you covered! This powerful tool puts you in charge of your mbc Visa® Debit Card and how it can be used. It's as easy as a tap on your phone!
With MyCardRules Card Management, you can:
- Turn your cards on and off if they’re lost, stolen or being misused.
- Get instant alerts when your cards are used.
- Set dollar limits to keep spending in check.
- Prevent transactions that don’t match your settings.
It’s just another way the goMBC app helps you safely and securely manage your money.
Don't have our goMBC app? Download it from the Apple App Store or the Google Play Store by searching “goMBC” or “Monticello Bank.”
Don't have our goMBC app? Download it from the Apple App Store or the Google Play Store by searching “goMBC” or “Monticello Bank.”
Add your Credit Card to your Digital Wallet
Enjoy a more convenient and secure way to pay with your mbc MasterCard by adding it to your favorite digital wallet today! No matter how you choose to shop, your digital wallet makes it even easier to pay with your MBC cards while also reducing fraud and saving time. Simply add your Monticello Banking Company cards to Apple Pay®, Google Pay™, or Samsung Pay today!
