man thoughtfully sitting at desk working on computer

eBanking Services

Did you know that we offer a full suite of electronic banking products? Whether you want to bank online, receive your statements electronically, or have your paycheck deposited directly into your account, we have them all!


Simplify your life with myMBC, Monticello Banking Company's internet banking service. With myMBC you can pay your bills, transfer funds and much more, all at your convenience. All you need is internet access!

With myMBC:
  • View balances: Quickly check your account from anywhere.
  • Manage transactions: Search your recent activity, filter by tags, even add an image or note to an entry
  • Transfer funds: Initiate one-time, future date, or repeating transfers
  • Make payments: Make person-to-person or bill payments from any device
  • Deposit checks: Snap a photo of any check you need to deposit
  • Reorder checks: Reorder checks quickly and easily
  • Card Control: Activate your Debit Card, turn it on and off, or report it lost or stolen
  • Set travel notices: Let us know when you plan on using your debit card out of your normal area. If you're traveling out of the country, please contact your local office.
  • Get alerts: Receive push notifications and alerts to stay in the know
  • Ask for help: Have a digital conversation with MBC support staff if you have any questions about your account
Not enrolled? Enroll now!

Cash Management - NetTeller™ Commercial Online Banking

Are you looking for an affordable and easy way to electronically deposit your employee payroll? Or maybe you want to offer your customers the option of paying you electronically? Our online Cash Management service may be just what you're looking for. Cash Management is our online banking system for businesses that provides the capability of performing “ACH” or electronic transactions. This system is perfect for businesses who want to electronically deposit their employees' pay or for deducting funds electronically from customers' accounts for recurring dues.

More Features:
  • View account balances
  • View account transactions and images
  • Transfer funds between your MBC accounts
  • Send wire transfers to anywhere in the world
  • Issue stop payments
  • Download transactions into financial management software
  • Online Bill Pay
Positive Pay (Check)
With losses from fraud reaching well into the billions, fraud control is a major concern for businesses everywhere. With our fraud prevention service, Positive Pay, you can have confidence that only the checks you issue will be paid. Positive Pay is a free feature of Cash Management and allows you to have better control over check-items processing through your business checking account(s). Contact your local office to learn more about Positive Pay today!

Cash Management Fees:
  1. Tier 1: Free
    • Account viewing/funds transfer/multiple users/Bill Pay
  2. Tier 2: $19.95/month
    • Includes Tier 1 plus ACH, wire transfers, and stop payment functions:
      • $25.00 per Stop Payment Issued
      • $10.00 per Outgoing Wire Transfer
      • No charge for Incoming Wire Transfers
Call or stop by for more information on our Cash Management service or download a Cash Management application (PDF) . 

Online Bill Pay

We've upgraded your Online Bill Pay! Spend more time doing what you want and spend less time paying bills by simplifying your life with Online Bill Pay! Make payments, track payments and manage your finances securely and conveniently in one place, all while saving time and money every month! If you were previously an Online Bill Pay customer, your account has already been upgraded and is ready for you to take advantage of the new features. If you’re new to Online Bill Pay, just login to your myMBC or Cash Management account and click on the “Payments” tab to get started today!

Online Bill Pay features:
  • Pay anyone in the U.S. from your computer
  • Make one-time payments or recurring payments
  • Track and confirm every payment
  • eNotifications – setup text and email alerts to remind you of upcoming payments and when your Bill Pay transactions have been paid.
  • eBill – receive your bills electronically
  • Payment Calendar – view past, pending and future monthly payments at a glance and even schedule payments and reminders from here
  • GiftPay – easily send a gift check or charitable donation from your online Bill Pay account
  • Save on checks, postage and envelopes every month


Get your statements the easy way! With eStatements, you'll have the convenience of accessing your account statements online with myMBC or Cash Management. Not only do you get your statements faster than paper statements, you can easily save them, print them or download them to your favorite accounting software.

To activate eStatements for your account(s), you must first be enrolled in myMBC or Cash Management. Once you are enrolled, follow the steps below to complete eStatement activation.
  1. Login to your myMBC or Cash Management account
  2. Select any of your accounts, then select Documents
  3. Select Sign Up/Changes from the menu.
  4. Click the box beside each account for which you would like to activate eStatements. If desired, click the dropdown arrow beside each account to choose specific document types.
  5. Click Save Settings and agree to the following Terms and Conditions.
You must have Adobe Acrobat Reader® version 8.0 or higher to view your eStatements.