Business Online Banking

Cash Management, NetTeller™ Commercial Online Banking, makes keeping track of your accounts easier than ever. You can have instant access to your checking, savings, investments and more. You can even pay your bills online. Cash Management is perfect for businesses who want to electronically deposit their employees' pay or for deducting funds electronically from customers' accounts for recurring dues.

Are you looking for an affordable and easy way to electronically deposit your employee payroll? Or maybe you want to offer your customers the option of paying you electronically? Our online Cash Management service may be just what you're looking for. Cash Management is our online banking system for businesses that provides the capability of performing “ACH” or electronic transactions. This system is perfect for businesses who want to electronically deposit their employees' pay or for deducting funds electronically from customers' accounts for recurring dues.

Positive Pay (Check)
With losses from fraud reaching well into the billions, fraud control is a major concern for businesses everywhere. With our fraud prevention service, Positive Pay, you can have confidence that only the checks you issue will be paid. Positive Pay is a free feature of Cash Management that allows you to have better control over check-items processing through your business checking account(s). Contact your local office to learn more about Positive Pay today!

Call or stop by for more information on our Cash Management service or download a Cash Management application (PDF) .

Payrailz^®

We've upgraded your online Bill Pay! Spend more time doing what you want and spend less time paying bills by simplifying your life with Payrailz! Make payments, track payments and manage your finances securely and conveniently in one place, all while saving time and money every month! You can even use Payrailz to make person-to-person payments. If you were previously an Online Bill Pay customer, your account has already been upgraded and is ready for you to take advantage of the new features. If you’re new to Payrailz, just login to your myMBC or Cash Management account and click on the “Payments” tab to get started today!

Payrailz Bill Pay features:

• Make one-time payments or recurring payments
• Track and confirm every payment
• eNotifications – setup text and email alerts to remind you of upcoming payments and when your Bill Pay transactions have been paid.
• eBill – receive your bills electronically
• Payment Calendar – view past, pending and future monthly payments at a glance and even schedule payments and reminders from here
• Save on checks, postage and envelopes every month

Payrailz Pay A Person features:

• Pay anyone in the U.S. from your computer
• The recipient does not have to be a Monticello Bank customer or a Payrailz user.
• Payments can be one-time or set up to recur at your desired frequency.

Enroll in myMBC or download a Cash Management application (PDF) to enroll in Cash Management.

View Payrailz® FAQs

Get your statements the easy way! With eStatements, you'll have the convenience of accessing your account statements online with Cash Management. Not only do you get your statements faster than paper statements, you can easily save them, print them or download them to your favorite accounting software.

To activate eStatements for your account(s), you must first be enrolled in Cash Management. Once you are enrolled, follow the steps below to complete eStatement activation.

You must have Adobe Acrobat Reader® version 8.0 or higher to view your eStatements.
Download Adobe Acrobat Reader®.