Monticello Banking Company

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Keep your accounts close at hand.


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We're here to help with all your financial goals.

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Financial solutions to help your business grow.


Well hey there, Monticello Banking Company here.

We are Monticello Banking Company.  Since 1895, we have dedicated ourselves to providing premier financial products and superior customer service. That means competitive loans and deposit rates, and a wide variety of financial services - making the financial side of your life a little easier. It means straight answers from friendly, interested personnel always ready to serve you. You expect quality. We're here to see that you get it.
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mbc MasterCard®

View your account activity, make payments, browse rewards, and more!

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Apply Online

Apply for a mortgage, construction, personal or vehicle loan, our mbc MasterCard®, or even open a deposit account online!

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Report Your Card Stolen

Debit Card: Call 888-399-0976, option 4.
Credit Card: Call 800-442-4757, option 2.

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Online Banking Questions?

We've compiled a list of common questions and answers.

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Low on Checks?

Shop the new designs!

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eDeposits

Check the status of your remote business deposits. 

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App-solute Convenience


  • View account transactions and histories
  • Transfer funds between your accounts
  • Pay A Person - quickly and safely send money to anyone, anywhere
  • Pay your bills - save on postage and time
  • Deposit checks using your smartphone
  • Activate debit cards or report them lost or stolen 

Stay in the know


Monticello Banking Company not only strives to bring you the best in products and services, we are also dedicated to providing you with the greatest level of security and fraud prevention possible. Stay up-to-date on the latest bank and security news by reading these segments. You can even view information on various fraud prevention topics by visiting our Fraud Prevention page.
Keep your finances at your fingertips no matter your device with myMBC and goMBC, our new digital banking suite!

Beginning January 4, 2021, the operations of our Harlan Main Office will be consolidated with the Harlan Mansion Office located at 102 E Mound Street. 
 
If you're in the Harlan County area, the friendly staff of our Mansion and Village Center Offices will be happy to help you with all your banking needs!
Monticello Banking Company maintains that the health and safety of our customers and staff is a top priority. As our team continues to monitor the development of the COVID-19 Corona Virus pandemic, we want to assure our valued customers, friends, and neighbors that we are actively taking the necessary steps to ensure continuation of financial services in our local communities.

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Competitive Rates, No Annual Fee


Serviced right here at home by the people you know and trust.

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We've Got You Covered


Large or small, we can meet the checking and direct deposit needs for you and your business.

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Business Lending with a Personal Touch


From lines of credit to real estate loans, we have what you need to make your business grow.