Checking & Direct Deposit

A business has different needs than an individual, and a small business has different needs than a larger business. No matter where you fall on the spectrum, we have the right account for you.

Small Business Checking

This account allows you to write an unlimited number of checks per month with no service charge as long as you maintain a minimum balance of $1,000. A fee of $9.00 per statement cycle will be charged if the balance falls below $1,000.

Commercial Checking

Commercial checking accounts are charged for the amount of activity transacted during the month and rewarded for the deposit balances they maintain in their account.

Direct Deposit

Are you looking for a better way to pay your employees? Get direct deposit! It is the fastest, easiest, most convenient way to pay your staff, and we provide it as a service to employers who are enrolled in Cash Management, our NetTeller® Commercial Online Banking service.

Employer Benefits:
  • No payroll checks to write
  • Streamline the payroll process
  • Easy setup
  • Very affordable
Employee Benefits:
  • Convenient and quick access to funds using a Debit Card
  • No hassle of cashing payroll checks
  • No worry of lost or stolen checks
  • The money is deposited without having to make a trip to the bank
  • Verify deposits any time with BANKLine or myMBC 


Visit us to open your Checking Account or call us for more information.

Call or stop by for more information on our Cash Management service or download a Cash Management application (PDF).