mbc

 
Personal Banking
na
   
Our Personal Checking Accounts

Explore our various Checking accounts and select the one that's right for you. When you are ready to open an account please visit one of our offices.
 
Checking Accounts
 
 
Free Checking
 
• Minimum opening deposit - $100
• No minimum balance required
• Service charge - $0
• Unlimited transactions
• Unlimited free ATM withdrawals at all MBC ATM locations
• First 25 checks free
• Monthly paper statements do not include copies of checks & deposits
• Enroll in
eStatements to receive copies of checks and deposits
• Debit Card available
• Free
NetTeller - Internet Banking
• Free
Online Bill Payment
• Free eStatements
• Eligible for No Bounce Advantage™ - $500
   
 
Value Checking
 

• Minimum opening deposit - $100
• No service charge with balance of at least $500
• Service charge - $6 per month (When balance falls below $500)
• Senior Citizens (65 and over), students (23 and under) exempt from service charge and minimum opening deposit
• Unlimited transactions
• Unlimited free ATM withdrawals at all MBC ATM locations
• First 25 checks free
• Monthly statements include copies of checks and deposits
• Debit Card available
• Free NetTeller - Internet Banking
• Free Online Bill Payment
• Free eStatements
• Eligible for Bank Club options
• Eligible for No Bounce Advantage™ - $500 (Students: $100)

 
Interest Checking
 

• Interest rate: tiered and variable
• Minimum opening deposit - $100

• No service charge with balance of at least $1,000
• Service charge - $8
per month (When balance falls below $1,000)
• Unlimited transactions
• Monthly statements include copies of checks and deposits
• Debit Card available
• Free NetTeller - Internet Banking
• Free Online Bill Payment
• Free eStatements
• Eligible for Bank Club options
• Eligible for No Bounce Advantage™ - $500

 
 
Forever Free Veterans Checking
 
• Only Veterans are eligible for this account
• Interest rate: tiered and variable
• Minimum opening deposit - $50
• No minimum balance required
• Service charge - $0
• Minimum balance required to earn interest: $500
• Unlimited transactions
• Monthly statements include copies of checks and deposits
• Debit Card available
• Free NetTeller - Internet Banking
• Free
Online Bill Payment

• Free eStatements
• Eligible for Bank Club options
• Eligible for No Bounce Advantage™ - $500
 
 
Club50 Checking
 

• Only individuals 50 and over are eligible for this account
• Interest rate: tiered and variable
• Minimum opening deposit - $100
• No service charge with balance of at least $2,500 (combined)
• Service charge - $10 per month (When balance falls below $2,500)
• Minimum balance required to earn interest: $2,500
• Unlimited transactions
• Monthly statements include copies of checks and deposits
• Free customer checks (Wallet style)
• Discount on safety deposit box - $5.00 / year
• Debit Card available
• Free NetTeller - Internet Banking
• Free Online Bill Payment

• Free eStatements
• Eligible for Bank Club options
• Eligible for No Bounce Advantage™ - $500

   
Additional Features
 
Bank Club
 

BASIC
Special value for members only

No minimum balanced required
Monthly membership fee: $6 (Seniors fee: $3)
Free personalized special member checks; 50% off other styles
Unlimited checking - no per-check charges
Cashier's Checks and Money Orders - no issue fee
$5 reward for savers
Everyday grocery savings
Discount on safe deposit box
$10,000 accidental death and dismemberment insurance
Payment card protection
Key ring protection
Home inventory log
Hotel discounts
Travel and leisure discounts
Movie theatre discounts
Retail savings and services
Theme park and recreation discounts
Golf discounts
Bonus travel

FAMILY
Receive all the Bank Club Basic benefits plus these extras:

No minimum balance required
Monthly membership fee: $8 (Seniors fee: $4)
Personalized checks
Unlimited checking - no per-check charges
Coast to Coast vision plan (This is not insurance)
Rx Advantage™ Prescription drug program (This is not insurance)
• NationsHealth Medical Supply Pharmacy (This is not insurance)
• $30,000 Accidental Death and Dismemberment insurance
• $55,000 Scheduled Airline insurance

ID Network Emergency Data card
Money for College - Connect to over 300,000 sources
Auto Trip Routing
Roadside Assistance

 
Direct Deposit
 

We provide Direct Deposit services to employers wanting to deposit their employees pay directly into their bank account.

Employee Benefits:

• Convenient and quick access to funds using a Debit Card
• No hassle of cashing payroll checks
No worry of lost or stolen checks
Your money is deposited even if you can't make it to the bank
Verify deposits any time with BANKLine or NetTeller

Employer Benefits:

• No payroll checks to write
Streamline the payroll process
Easy setup
Very affordable

Call 606-348-8411 for more information.

 
NetTeller - Online Banking
 

NetTeller, our Online Banking service will allow you to access your accounts over the Internet 24 hours a day. You can transfer funds, pay bills and much more.

• View deposit and loan account information
• Obtain specific check information
• Obtain specific loan payment information
• Transfer funds between accounts
• Make loan payments
• View and print items on your statements

 
Bill Payment - Online Bill Pay
 

Are you tired of all of the hassle and time it takes to pay your monthly bills? Our Online Bill Payment service is just what you need to simplify paying your bills. It's quick, easy, secure and FREE!

• Included with every NetTeller enrollment
• Pay any one in the U.S. from your computer
• Make one-time payments or schedule them in advance
• Give yourself more free time
• Save on checks, postage and envelopes

 
eStatements - Online Account Statements
 

With eStatements you'll receive an email notice when your account statement cycles. Instead of the paper statement you once received, you'll have the convenience of accessing your account statements via NetTeller our online banking service.

• Same as paper but you receive them online
• View, print or save the E-Statement to your hard drive
• Access is quick and easy
• eStatements are free

 
BANKLine - Telephone Banking
 

Our telephone banking service, BANKLine is available 24 x 7 for access to account information such as balance and transaction history. BANKLine is available with all of our checking, savings and loan accounts.

Local: 606-348-7788
Toll Free: 888-399-0976

 
No Bounce Advantage™
 

No one wants to face the embarrassment or humiliation of having a check returned due to insufficient funds. Now with No Bounce Advantage you won't have to. No Bounce Advantage can serve as your personal safety net for those times you run a little short of cash in your checking account.

Here's How It Works:
As long as you maintain your account in good standing by making regular deposits to bring the account to a positive balance at least once every 30 days, we may honor overdrafts up to the pre-determined No Bounce Advantage™ limit. If you use No Bounce Advantage™, you should remember the bank's normal overdraft item charge for each transaction is $28.00.

Know Your Limits:
Overdrafts above and beyond your established No Bounce Advantage™ limit may result in a check or checks being returned to the payee. The normal overdraft (NSF) item charge will be charged per check and assessed to your account. An overdraft notice will be sent to notify you of our actions.

Call 606-348-8411 for more information.

 
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