Monticello Bankshares' principal operating subsidiary is The Monticello Banking Company, a Kentucky commercial bank chartered in 1895 with its corporate offices located in Monticello. The bank has operated under the same name and at the same location since its inception.
The Monticello Banking Company operates twelve full service community banking locations in southern and western Kentucky. The bank's product offerings include traditional banking services, such as commercial and consumer deposit, loan products, trust and investment services, as well as a variety of electronic banking services including Internet Banking.
Management and the Boards feel strongly in the value of traditional community banking. Monticello Banking Company has earned a reputation for customer and community service. Our customers are our primary focus and we remain dedicated to keeping and building upon this business philosophy.